1. What important aspects one should keep in mind before purchasing of a property which is registered on the name of a company?
2. How much minimum space require in a 200 seater international call center in NCR?
3. Can corporate bodies use residential properties as office space?
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1. What is meant by valuation of property?
2. How does property valuation help?
3. What is the meaning of a property’s market value? Is stamp duty payable on market value?
4. What does the term ‘Leasehold Property’ mean?
5. What does the term ‘Freehold Property’ mean?
6. Are there any benefits in converting to a freehold property from a leasehold one?
7. Are there any income tax considerations while transferring newly acquired property?
8. What constitutes conclusion of sale of a property?

• Many people do not understand some of the terms that come up during a real estate transaction. Whether it is contract or financing related, it is important to understand what you read, especially that which you sign. Hopefully, you may find this real estate glossary helpful in learning the "ABC's" of real estate.
• A compilation of frequently used real estate terminology and their meaning, arranged in alphabetical order .

1. Who can apply for a home loan?
2. When can a home loan be applied for?
3. How does the lender calculate eligibility?
4. How do I repay the loan?
5. What is pre-EMI interest?
6. Is there a fixed interest rate for the duration of the loan?
7. What is a fixed rate loan?
8. What is a floating rate loan?
9. It is better to opt for a fixed or a floating interest rate?
10. Is there a difference between monthly rest & annual rest?
11. What are the other areas of expenditure before I get a home loan?
12. Is a guarantor required?
13. Can I repay the loan before the set date of repayment?
14. How do I select my HFC?
15. Can a loan be switched over if I have obtained it at a high rate of interest, but another HFC is offering a better interest rate?
16. What is the maximum amount of housing loan available?
17. What is the amount I can borrow and what are the criteria?
18. What is the period in which I will have to repay the loan?
19. How is the interest calculated on my loan?
20. How do I apply for a loan?
21. Who can be co-applicants for the housing loan?
22. What security do I have to provide?
23. Does the Agreement for Sale have to be registered?
24. Does the property have to be insured?
25. How long does it take to get my application processed and my loan sanctioned?
26. When do I have to make my share of the contribution to the purchase price of the property?
27. What do I have to do when my housing loan is sanctioned?
28. In how many installments can the loan be disbursed?
29. Do I get tax benefits on the loan?
30. Can I get a loan for extension / upgradation / renovation of my house?
31. Can I sell the property on which I have taken the loan?
32. Can I rent the property on which I have taken the loan?
33. What is an amortization schedule?
34. Can I get IT certificates in the name of both the Applicant and co-Applicant separately?
35. When is the IT certificate issued?
36. How can I get the tax benefit during the year?

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1. How is a lease agreement created?
2. What are the charges to be paid while gifting a property?

1. Do NRI's require permission of Reserve Bank to acquire immovable property in India?
2. Do NRI's require permission of Reserve Bank to transfer immovable property in India?
3. Do PIO's require permission of Reserve Bank to purchase immovable property in India for their residential use?
4. In what manner the purchase consideration for the immovable property should be paid by PIO's under the general permission?
5. Can such property be sold without the permission of Reserve Bank?
6. Can sale proceeds of such property if and when sold be remitted out of India?
7. What other facilities are available for repatriation?
8. Can PIO's acquire or dispose of immovable property by way of gift?
9. Can NRI's/PIO's rent out the properties (residential/commercial) if not required for immediate use?
10. Can NRIs obtain loans for acquisition of a house/flat for residential purpose from financial institutions providing housing finance?
11. Can authorised dealer grant loans to NRIs for acquisition of a flat/house for residential purposes?
12. Can authorized dealer grant housing loan to NRI's where he is a principal borrower with his resident close relative as a co-applicant / guarantor or where the land is owned jointly by such NRI borrower with his resident close relative?
13. What are the guidelines for acquisition of agricultural land / plantation property / farmhouse by NRIs and foreign citizens of Indian origin?

1. What is Maintenance Charges in renting of a building for a commercial purpose?
2. How and after what duration esclation in rent possible?
3. What is the minimum period to rent a residential property and commercial property?
   

1. What is the difference between carpet area, built-up and super built-up area?
2. When there are apartments of different sizes in a complex, how is the maintenance charge calculated?
3. Why do Co-operative Housing Societies collect a Sinking Fund?

1. What is FSI?
2. Is the leave and licence agreement generally signed in multiples of 11 months or 12 months? Is there any stipulation of time?
3. Can premises already encumbered to a bank be leased out to a Company with a high deposit and in case of a default who holds the first lien? And will the Company/Occupant be evicted?
4. Is Business Centre Agreement done for Commercial Premises safe?
5. What is TDR?
6. Is registration of a Leave and Licence mandatory and what are the consequences if the same is not registered?
7. How do I determine the property tax on the rent received as I have given the premises on higher rent to a Company? Are there any guidelines set by the BMC?
8. Society charges us heavy amounts and even deposits if we give our apartment on Leave and Licence basis without payment of past dues which are in litigation? Would occupation by the occupant create more trouble for him and me?
9. The society refuses to give us NOC for leasing the apartment on leave and licence basis without payment of past dues which are in litigation? Would occupation by the occupant create more trouble for him and me?
10. What is the difference between lease and leave and licence agreement?
11. Do I need permission of the Society to keep a Paying Guest and are there any extra society outgoings I need to bear?
12. Is it compulsory to Register Sale Agreements/ Documents of ownership flats.
13. I have a flat which I want to sell and buy a new flat which will be bigger in area. What are my tax implications especially with regard to capital gains?
14. When a flat is gifted to a daughter what are the legal implications regarding: i) Title- and how is this established. ii) Gift tax- is it leviable and if so when?
15. How to appeal for reduction of property tax if you are an individual in a society?
16. I have a flat which I want to sell and buy a new flat which will be bigger in area. What are my tax implications especially with regard to capital gains?
17. Is it safe to give ownership flat for leave and licence? What are the problems if I give for a longer period?
18. Some residential and commercial properties which I own are occupied by people who are not paying rent and also not vacating. I require help in solving such problems.
19. House on rent for 35 years. Rent receipt is in the name of the mother. If the mother is to pass away, will the daughter be asked to continue staying in the house? The landlord is threatening to vacate them after the mother passes away, what can they do to protect themselves? Will they have a good case in Court? The daughter already has a flat in her name. Will it make a difference?
20. If the landlord does not repair or maintain property, staircase, terrace and the tenants want to do, can they and can they deduct rent from the landlord if he does not share.
21. Do we require permission from the landlord for taking separate water connection, tank etc.
22. How can we evict tenants who do not pay or have made changes in their flats?
23. Some people have constructed in our Society, a Jain temple without the permission of AGM.. Then what are we to do?
24. Our building is going to be broken and reconstructed and the owner promises housing for 15 months during which time he will finish construction. In the event that he cannot, what do we do?
25. I have a property in MHADA which I want to develop into a Hospital….What is the process? Does it amount to change of user?
26. What are the formalities required to be completed by foreign citizens of Indian origin for purchasing residential immovable property in India under the general permission?
27. Can such property be sold without the permission of Reserve Bank?
28. Can sale proceeds of such property if and when sold be remitted out of India?
29. Are any conditions required to be fulfilled if repatriation of sale proceeds is desired?
30. What is the procedure for seeking such repatriation?
31. Can foreign citizens of Indian origin acquire or dispose of residential property by way of gift?
32. Can immovable property held in India, be transferred by way of gift to relatives/registered charitable trusts/organisations in India?
33. Can foreign citizens of Indian origin acquire commercial properties in India?
34. Can they dispose of such properties?
35. Can sale proceeds of such property be remitted out of India?
36. Can the properties (residential/commercial) be given on rent if not required for immediate use?
37. Can NRIs obtain loans for acquisition of a house/flat for residential purpose from authorised dealers/financial institutions providing housing finance?
38. Can Indian companies grant loans to their NRI staff?
39. Can authorised dealer grant housing loan to non-residents of Indian nationality where he is a principal borrower with his resident close relative as a co-obligant/guarantor or where the land is owned jointly by such NRI borrower with his resident close relative?
    
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